Profiled funds

Collective internal funds (FICs) are investment vehicles created by the Insurer. Therefore SOGELIFE has defined a specific investment strategy for each FIC.

Asset management is available with different investment and risk profiles (secure, prudent and balanced) and therefore enables policyholders, if they wish, to implement scalable management throughout the life of the policy.

SOGELIFE only offers collective internal funds denominated in EUR.

The SOGELIFE INTERNAL FUND (SIF) range consists of collective internal funds designed specially for SOGELIFE clients. They can only be accessed by taking out a Life insurance (or Savings) policy with SOGELIFE.

SOGELIFE INTERNAL FUND DEFENSIF EUR

• SOGELIFE INTERNAL FUND DEFENSIF EUR is a collective internal fund of insurance. It is dedicated to the clients of Sogelife and is available, under conditions, only through an insurance life (or capitalization) contract, signed with Sogelife.
• The management of SOGELIFE INTERNAL FUND DEFENSIF EUR is intended at providing capital appreciation, while exerting a large degree of caution, in order to limit volatility risk. Most of the fund’s portfolio is invested in money and bond funds, with limited diversification into equity funds in order to enhance performance.
• The fund is intended for investors who have an investment horizon of at least 3 years, and who can only accept a low level of volatility.

SOGELIFE INTERNAL FUND EQUILIBRE

• SOGELIFE INTERNAL FUND EQUILIBRE EUR is a collective internal fund of insurance. It is dedicated to the clients of Sogelife and is available, under conditions, only through an insurance life (or capitalization) contract, signed with Sogelife.
• The aim of SOGELIFE INTERNAL FUND EQUILIBRE EUR is to seek out capital gains in the medium term. In order to achieve balanced diversification, the portfolio is invested in equity funds and in money and bond funds. The fund manager may have an active asset allocation depending on his expectations for the various asset classes, in order to manage risk and catch opportunities in an effective manner.
• The fund is intended for investors who have an investment horizon of at least 5 years, and who are ready to bear a medium level of volatility.

SOGELIFE INTERNAL FUND DYNAMIQUE EUR

• SOGELIFE INTERNAL FUND DYNAMIQUE EUR is a collective internal fund of insurance. It is dedicated to the clients of Sogelife and is available, under conditions, only through an insurance life (or capitalization) contract, signed with Sogelife.
• SOGELIFE INTERNAL FUND DYNAMIQUE EUR is aimed at investors looking for high capital gains in the medium and long term while accepting the risks associated with equity market fluctuations. The fund portfolio is mainly invested in equity funds, selected in accordance with the manager’s expectations for the various markets concerned.
• The fund is intended for investors who have an investment horizon of at least 7 years, as the equity component is predominant in the risk profile.

The net asset values and other information are available on request from SOGELIFE.