Solutions
SOGELIFE works in open architecture with private banks, asset managers and a diversified distribution network. In this context, SOGELIFE supports you throughout the entire value chain of your asset management.

Our life insurance and endowment contract solutions are tailored to international and high-net-worth individuals or legal entities looking for dynamic, innovative and rigorous management of their assets. Our products can be multi-fund, multi-currency and combined with independent, advisory or discretionary management solutions.
AN OFFER DEDICATED
TO HIGH-NET-WORTH CLIENTS
TAILOR-MADE MANAGEMENT IN ACCORDANCE WITH CLIENT NEEDS & PROFILES
MULTI-CURRENCY
MULTI SUPPORT
GEOGRAPHIC MOBILITY
TAXATION AND TRANSMISSION
WEALTH PLANNING, ADVICE AND SUPPORT
Luxembourg life insurance
An Internationally renound centrer of expertise
In addition to its economic, financial and political stability, Luxembourg is recognised as a major financial centre with unique expertise and know-how in Europe and internationally. Luxembourg's regulation, which is one of the strongest and most responsive in Europe, offers clients advantages and strong protection of their investments with a regulatory framework favorable to the development of life insurance.

Unique protection in Europe
Luxembourg life insurance contracts are subject to specific regulations unique in Europe. All life insurance assets must be deposited with a custodian bank approved by the Commissariat aux Assurances (CAA), the official regulatory authority responsible for the supervision of the insurance sector in Luxembourg. Asset deposits are governed by a tripartite agreement between the Luxembourg insurance company, the custodian bank and the CAA, hence the term “Triangle of Security”. Life insurance assets are segregated from the insurance company’s other assets, and deposited in separate bank accounts. The custodian bank must also separate the life insurance company’s insurance contract assets from the bank’s other assets. This mechanism protects the policyholder’s deposits in the event of the insurer’s bankruptcy, and even in the event of default by the custodian bank.