Solutions

SOGELIFE works in open architecture with private banks, asset managers and a diversified distribution network. In this context, SOGELIFE supports you throughout the entire value chain of your asset management.

Our expertise

Our life insurance and endowment contract solutions are tailored to international and high-net-worth individuals or legal entities looking for dynamic, innovative and rigorous management of their assets. Our products can be multi-fund, multi-currency and combined with independent, advisory or discretionary management solutions.

AN OFFER DEDICATED
TO HIGH-NET-WORTH CLIENTS

TAILOR-MADE MANAGEMENT IN ACCORDANCE WITH CLIENT NEEDS & PROFILES

MULTI-CURRENCY
 

MULTI SUPPORT

GEOGRAPHIC MOBILITY

TAXATION AND TRANSMISSION

WEALTH PLANNING, ADVICE AND SUPPORT

Luxembourg life insurance

An Internationally renound centrer of expertise

In addition to its economic, financial and political stability, Luxembourg is recognised as a major financial centre with unique expertise and know-how in Europe and internationally. Luxembourg's regulation, which is one of the strongest and most responsive in Europe, offers clients advantages and strong protection of their investments with a regulatory framework favorable to the development of life insurance. 

1st
cross-border distribution center for life insurance in Europe
1st
international private banking center in the Eurozone
1st
center for the domiciling, administration and distribution of investment funds in Europe, and 2nd worldwide after the US
Unique protection in Europe 

Luxembourg life insurance contracts are subject to specific regulations unique in Europe. All life insurance assets must be deposited with a custodian bank approved by the Commissariat aux Assurances (CAA), the official regulatory authority responsible for the supervision of the insurance sector in Luxembourg. Asset deposits are governed by a tripartite agreement between the Luxembourg insurance company, the custodian bank and the CAA, hence the term “Triangle of Security”. Life insurance assets are segregated from the insurance company’s other assets, and deposited in separate bank accounts. The custodian bank must also separate the life insurance company’s insurance contract assets from the bank’s other assets. This mechanism protects the policyholder’s deposits in the event of the insurer’s bankruptcy, and even in the event of default by the custodian bank.

PRIIPS

PRIIPS

EMIR

EMIR